Communication and SMS Authorization & Privacy Notice

1. Introduction
This notice explains how we collect, use, and share your personal information when you consent to receive communication via SMS and other messaging platforms.

2. Consent to Receive SMS
By providing your mobile number and checking the consent box, you expressly consent to receive SMS messages from Cognitive FX, including messages related to our services. These messages may be sent using an automated system.

You understand that message and data rates may apply according to your mobile carrier’s plan. Consent to receive SMS messages is not a condition of purchase.

3. Right to Opt-Out
You have the right to opt-out of receiving SMS communications at any time. To stop receiving messages, reply “STOP” to any SMS you receive from us. Alternatively, you can contact us directly at info@cognitivefxusa.com or call. After you opt-out, you will receive a confirmation message, and no further SMS will be sent unless you re-subscribe.

4. Collection of Personal Information
We collect the following personal information when you provide consent:

• Mobile phone number
• Communication preferences

This information is collected to manage our SMS communications with you and provide relevant information.

5. How We Use Your Information
We use your personal information for the following purposes:

• To send SMS messages regarding [orders, promotions, new products, reminders, etc.]
• To improve our services and provide personalized offers
• For internal analytics and reporting

6. Sharing Your Information
We do not sell your personal information. We may share your information with service providers who help us manage our SMS messaging systems. These providers are contractually obligated to safeguard your data and may only use it for our purposes.

7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this notice, unless a longer retention period is required or permitted by law.

8. Your Privacy Rights
Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you
• Request correction or deletion of your data
• Withdraw consent at any time

To exercise any of these rights, please contact us at info@cognitivefxusa.com or call 385-375-8590.

9. Security of Your Information
We take reasonable steps to protect the personal information we collect from loss, misuse, unauthorized access, disclosure, alteration, and destruction.

10. Updates to This Notice
We may update this notice periodically to reflect changes in our practices or applicable laws. We will notify you of any significant changes via [SMS, email, or website].

Consent Agreement

By providing your mobile number and agreeing to receive SMS messages, you confirm that:

• You have read and understood this notice.
• You consent to receive SMS communications as described.
• You understand that you can opt-out at any time.