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    TMS vs MeRT for Depression: Similarities, Differences & Limits

    Image of Dr. Mark Allen, Ph.D.
    Updated on 18 February, 2026
    Medically Reviewed by

    Dr. Diane Spangler, Ph.D.

    TMS vs MeRT for Depression: Similarities, Differences & Limits
    12:57

    If you’re exploring non-invasive brain stimulation depression treatments, you may be considering Transcranial Magnetic Stimulation (TMS) and Magnetic e-Resonance Therapy (MeRT—a specialized form of TMS).

    This article explains how they compare, shared limitations of these approaches, and how newer accelerated fMRI-guided TMS protocols address those gaps to provide more effective treatment outcomes.

    We cover:


    A Brief Overview of TMS vs. MeRT Therapy

    Transcranial magnetic stimulation (TMS) is a non-invasive treatment that uses magnetic pulses to stimulate nerve cells in brain regions associated with depression and other mental health conditions. By restoring more typical patterns of neural activity, TMS can lead to lasting relief from depressive symptoms — often with success rates that exceed those of antidepressant medication and with fewer side effects.

    The most common form of TMS therapy is repetitive transcranial magnetic stimulation (rTMS), which was first approved by the FDA in 2008. The success of rTMS has driven the development of newer approaches, including MeRT, which uses quantitative electroencephalography (qEEG) to personalize treatment parameters with the goal of improving outcomes.


    Key Differences Between TMS and MeRT Treatment


    1. Personalization and Treatment Targets


    Standard TMS

    Conventional TMS follows a fixed treatment protocol targeting a specific area of the brain called the left dorsolateral prefrontal cortex. While stimulation intensity is often individualized, the target location and treatment frequency are largely standardized across patients.


    MeRT

    The primary distinction between TMS and MeRT is that MeRT uses quantitative EEG (qEEG), sometimes alongside an electrocardiogram (ECG), to measure a patient’s specific brainwave patterns before and during treatment. These data are used to guide decisions about stimulation frequency and coil placement, with the goal of synchronizing stimulation with the individual’s unique brain rhythms.

    In addition to targeting regions associated with depression, MeRT is designed to address broader patterns of dysregulation by stimulating different brain regions over the course of treatment to support overall brain network connectivity.


    2. Scientific Evidence

    The scientific evidence supporting TMS and MeRT varies significantly in depth and level of formal recognition.

    TMS

    TMS is supported by decades of rigorous research and is widely recognized as a standard clinical treatment for depression. Numerous controlled trials and meta-analyses have demonstrated its safety and efficacy, leading to broad clinical adoption.

    MeRT

    MeRT is a more recent application of TMS and does not yet have the same level of extensive clinical validation. While it uses FDA-cleared TMS equipment, the specific MeRT protocol is considered off-label or experimental for many conditions. Large-scale, peer-reviewed trials are still needed to determine whether MeRT offers meaningful advantages over standard TMS.


    3. Treatment Timelines


    Therapy

    Typical Duration

    TMS Session Length

    rTMS

    4–6 weeks

    ~30–40 minutes

    MeRT

    6–8 weeks

    45+ minutes

    Accelerated TMS
    (discussed below)

    ~5 days

    Multiple short sessions per day



    4. Conditions Treated


    TMS

    TMS is used to treat a limited number of conditions, most notably Major Depressive Disorder (MDD), Obsessive-Compulsive Disorder (OCD), anxious depression, and smoking cessation.


    MeRT

    MeRT is often marketed for a broader range of neurological and psychiatric concerns, though the strength of evidence varies significantly by condition. These commonly include autism, ADHD, PTSD, Traumatic Brain Injury (TBI), concussions, dementia, insomnia, brain fog, and stroke.


    5. Regulatory Status


    TMS

    TMS is FDA-approved for the treatment of Major Depressive Disorder, Obsessive Compulsive Disorder (OCD), and smoking cessation. It is also commonly used in patients with anxious depression.


    MeRT

    While MeRT uses FDA-cleared equipment, the specific MeRT protocol is often considered off-label and experimental. Some clinics advertise MeRT as FDA-cleared, but this designation applies only to the equipment, not the protocol itself. At present, the MeRT protocol is not FDA-approved for the treatment of depression.


    6. Cost and Insurance Coverage


    Factor

    TMS

    MeRT

    Per-session cost

    ~$100–$300

    ~$200–$500

    Insurance coverage

    Often covered (with treatment-resistant criteria)

    Usually self-pay

    Additional testing

    Minimal

    Repeated qEEG/analysis fees



    Related reading:

    Similarities Between TMS and MeRT

    Despite their differences, both therapies share a common foundation. They:

    • Use magnetic stimulation delivered through a coil placed on the scalp
    • Are non-invasive and require no anesthesia
    • Allow patients to resume normal activities immediately after treatment
    • Have generally mild side effects, such as scalp discomfort or headache

    Serious risks, such as seizure, are rare and screened for during evaluation.

    Comparing Effectiveness Rates

    • Standard rTMS produces meaningful symptom improvement in approximately 50–60% of patients, with remission rates around 30%.

    • Response rates are typically lower in individuals with highly treatment-resistant depression.

    • Early studies suggest MeRT may achieve comparable outcomes to rTMS, but evidence remains limited.

    fMRI-guided accelerated TMS protocols have shown significantly higher remission rates in research and clinical settings, though availability and cost can vary.

    Shared Limitations of Standard TMS and MeRT

    Whether used in isolation or with a qEEG, TMS is a safe and worthwhile depression treatment to consider, especially with its effectiveness rates and mild side effects compared to most other treatments.

    However, standard TMS and MeRT have two important limitations:

    1. Lengthy Treatment Courses

    Traditional treatment schedules require daily visits for 4 to 8 weeks, which can be difficult to complete while managing work, family, or severe symptoms.


    2. Indirect Targeting Methods

    Many clinics still rely on manual, scalp-based measurements (such as the 5-cm method) to position the magnetic coil. Because head anatomy varies, this approach often leads to imprecise targeting. Studies show that missing the treatment target area by a few millimeters can significantly reduce treatment effectiveness.

    Adding EEG data with the MeRT protocol does not necessarily solve this spatial-targeting challenge, since coil placement is still translated from scalp measurements rather than direct brain imaging.

    For more detail on the limitations of qEEG, read this article.


    How Accelerated fMRI-Guided TMS Solves These Issues to Produce Better Treatment Outcomes

    Stanford Intelligent Accelerated Neuromodulation Therapy (SAINT™), which was FDA-approved to treat major depressive disorder (MDD) in 2022, addresses both of these issues.

    First, it uses functional MRI to map brain connectivity and identify an individualized treatment target, along with neuronavigation to position the magnetic coil precisely over that target during every treatment session.

    Second, the SAINT protocol uses an accelerated form of TMS known as intermittent theta burst stimulation (iTBS). This approach condenses treatment into a single week, making it easier for patients to fit into their lives while offering faster symptom relief. Treatment consists of 10 brief sessions per day over 5 days, with approximately 50 minutes between sessions.

    A comparison of remission rates for rTMS/iTBS, electroconvulsive therapy (ECT), and SAINT-iTBS.

    A comparison of remission rates for rTMS/iTBS, ECT, and SAINT-iTBS.


    Following this protocol, patients experienced significant reductions in depressive symptoms and suicidal ideation within five days, with no serious adverse effects reported. In a double-blind, randomized controlled trial, about 86% of patients responded to the treatment (meaning they met prespecified criteria for reduced depressive symptoms) and approximately 79% met the remission criterion.

    All participants had treatment-resistant depression and had failed at least two prior depression treatments. One month after the clinical trial, 60% of patients remained in remission. (Find the full text of the sham-controlled study here.)

    The speed with which SAINT treatment can achieve high response and remission rates, combined with minimal side effects, makes it one of the best fast-acting depression treatments available today.

    With that said, some practical barriers make SAINT treatment less accessible:

    • Lack of insurance coverage: With the exception of Medicare and Medicaid coverage in certain hospital-based settings, most insurance plans do not yet cover SAINT. However, coverage policies vary, so it’s important to check with your insurance provider to confirm your options.

    • High treatment costs: Currently, SAINT TMS treatments range from $30,000 to $36,000, making the cost a significant barrier for many patients. There are, however, close alternatives available at a significantly lower price (discussed below).

    • Limited availability: Few clinics in the U.S. currently offer SAINT, with most providers still using rTMS. However, more clinics are beginning to adopt accelerated TMS and intermittent theta burst stimulation (iTBS) protocols, signaling a gradual shift toward newer treatment methods.


    A More Affordable SAINT™ Alternative: Accelerated fMRI-Guided TMS at Cognitive FX

    Our clinic in Provo, Utah offers an accelerated fMRI-guided iTBS protocol that combines the core strengths of SAINT™—personalized treatment targeting and an accelerated treatment schedule—without the $30,000+ price tag.

    Key differences from Magnus SAINT™ TMS:

    • We use advanced fMRI analysis performed by our neuroscientist and physician to determine stimulation targets, rather than relying on proprietary software.

    • fMRI scans are processed in-house, leveraging 25 years of clinical fMRI experience treating patients with brain injury.

    • These efficiencies allow us to offer treatment at a significantly lower cost, approximately $9,000–$12,000 compared to $30,000+.

    Comparison Chart

    Accelerated fMRI - TMS vs. Magnus SAINT™ TMS

    Accelerated fMRI - TMS Magnus SAINT™ TMS
    FDA-Approved iTBS
    FDA-Approved Neuronavigators
    FDA-Approved Figure 8 Coils
    Number of Treatment Days 5 5
    Treatments per Day 10 10
    Total Treatments 50 50
    Number of TMS Pulses Approx. 90,000 90,000
    Resting motor threshold pulse intensity 90–120% 90–120%
    FDA-Approved Personalized DLPFC Targeting
    Personalized DLPFC Targeting Assists Doctor in Target Location
    Personalized E Field Coil orientation
    Cost $9,000 to $12,000 $30,000+

     

    This protocol of TMS is:

    • Safe: Widely tolerated and associated with mild, short-lasting side effects.

    • Precise: fMRI ensures that the treatment target area is precisely located for each patient, accounting for variations in head size and shape. Neuronavigation ensures the magnetic coil is positioned over that same target for every treatment session.

    • Fast: Treatment is delivered over a single week, making it easier to complete alongside work and daily life (compared to the 4–6 weeks required for standard TMS protocols).

    • Effective: Precision coil placement combined with theta burst stimulation produces the best TMS treatment results to date.

    To improve outcomes for our patients, we also include cognitive behavioral therapy (CBT) as a part of our treatment plan. When combined with the traditional method of TMS (rTMS), CBT improved response and remission rates by ~8% and ~19%, respectively. Additionally, CBT is likely to produce sustained improvement over time once treatment has concluded.


    See If You’re a Good Fit

    Our treatment is ideal for most treatment-resistant patients, as well as those looking for alternative drug-free depression treatments. However, we do not treat patients under the age of 18 or over 65. Additionally, as a safety measure, we do not treat patients who have a history of seizures or are actively suicidal and in need of crisis care.

    Take our quiz to see if you’re a good fit for receiving accelerated fMRI TMS therapy at Cognitive FX or call our patient coordinator at 385-334-6093 to learn more.

    Cited Research


    SAINT Depression Treatment: 79% Remission in One Week

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    While many people are learning about Transcranial Magnetic Stimulation (TMS) for the first time, this brain stimulation method has been helping patients for nearly 40 years. Originally developed as...

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    What to Know About Combining Antidepressants and TMS Therapy

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    Patients considering transcranial magnetic stimulation (TMS) often wonder whether or not they can continue taking their antidepressant medication while undergoing TMS treatment.

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    What Does TMS Feel Like? (Complete Patient Guide)

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    If you’re considering Transcranial Magnetic Stimulation (TMS) — a procedure that uses electromagnetic pulses to improve depression symptoms — you may be wondering what the treatment actually feels...

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    Can TMS Make Anxiety Worse? Addressing Patient Concerns

    Can TMS Make Anxiety Worse? Addressing Patient Concerns

    In general, increased anxiety is not a common side effect of transcranial magnetic stimulation (TMS), though some patients have experienced a temporary increase in anxiety during or after treatment.

    Read the full article
    How Much Does TMS for Depression Cost?

    How Much Does TMS for Depression Cost?

    The type of protocol used is the most important factor influencing the price of TMS. Conventional TMS protocols are often the most affordable, while advanced protocols typically cost more, but can...

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